Even the best furnaces, heat pumps and air conditioners will eventually have to be replaced. At some point continued repairs become expensive band-aids that do nothing but forestall the inevitable.
Throwing good money after bad is obviously not the answer. But new HVAC equipment is costly and that can be a significant holdup for anyone, regardless of their financial circumstances.
This is the reason why reputable HVAC contractors offer financing alternatives for those who aren’t in a position to pay for equipment plus installation services all at once. A wide variety of assistance is available to fit the requirements of people from all backgrounds and income brackets, making financing a viable option for the vast majority of those who need to upgrade their HVAC system.
The HVAC Financing Process in a Nutshell
HVAC contractor financing departments know you need a quick decision and they have streamlined their procedures to help make sure you get it.
Here’s a brief, step-by-step description of the financing application process:
A). You’ll fill out and submit an initial application form along with proof of income (pay stubs, tax forms, bank account info, etc.)
B). After analyzing your information your contractor’s financing agent will run a fast credit check to verify your current financial standing and history.
C). Shortly thereafter you’ll be called in for a consultation and offered financing packages (in partnership with participating lenders) suitable for your proposed equipment purchase and personal budget.
D). If problems were found on your credit report, you application will not be automatically rejected; instead, you will be asked to provide letters of reference or some other evidence to establish your financial reliability.
All of this will take place within a few days’ time at most, and once you’ve selected a financing option and put your signature on the dotted line your deal for equipment plus installation services will immediately go into effect.
Financing Your Purchase with Amber Air Conditioning
Acquiring financing for an HVAC equipment purchase is a painless and straightforward affair. You won’t be slapped with any upfront or hidden fees and your equipment will be delivered and installed in a timely manner. Customer satisfaction is guaranteed, so if you have any complaints about the quality of your equipment or the installation services they will be addressed promptly and without additional charge.
We assume this is the way others do it, because that’s how it works if you finance your purchase of a new energy-efficient HVAC system through Amber Air Conditioning. We understand the economic challenges that accompany this type of investment and will do everything in our power to ease your financial burden.
In addition to our generous traditional financing packages, offered in cooperation with Wells Fargo Financial National Bank, we are an active and enthusiastic partner in the Western Riverside Council of Governments (WRCOG) HERO program, which provides low-interest financing for energy-efficient heating and cooling systems for area residents. Under this initiative your equipment and installation costs will be repaid through property tax assessments, but those costs can be used to offset a portion of your state and federal income taxes.
Regardless of your circumstances Amber Air Conditioning is here to help, so if you’re in the market for a new HVAC system we invite you to contact us today.
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